Category Archives for Private Finance

    A veiw of the city of Brisbane Australia

    Living Expense Calculations are Frequently Changing

    Lending Institutions Have Changed Their Living Expense Calculations; What This Means for You Procedures, requirements and guidelines in the Australian finance industry continue to change on a near-daily basis.  Why is the industry changing so…
    An Areal shot of Australian houses

    The Royal Commission & The Finance Industry

    If Implemented – What Will be the Impact For Home Buyers? Recently, the Royal Commission recommended that broker remuneration be changed and that home loan commissions be abolished in the mortgage industry. While it may sound like…
    Construction loans with private lending

    Popularity in Private Lending Grows

    A Rapid Increase in Private Lending (Particularly in Property Development) Over the past year, Australian banks and large mortgage companies experienced a marked lending slow down. The limits on the number of interest-only (IO) loans…

    ** Comparison rates are based on a loan of $150,000 over a term of 25 years. WARNING this comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as economic cost and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

    * Please note not all loan types are suitable for all applicants and the above rate is for general advertising purposes only. Please check the applicable rates are still valid with a Quantum Finance broker. Your full financial situation will need to be reviewed prior to acceptance of any offer or product