Independent mortgage broker Perth
About our independent mortgage brokers in Perth
As independent mortgage brokers in Perth, we work hard for you - not a franchise.
We have been trusted mortgage and finance brokers in Perth for over 20 years and have built excellent relationships with a vast range of lenders.
With this independence, along with our award-winning service, we're able to work with our lenders to provide more flexibility for everyone - from first-time homebuyers to seasoned investors - and help you find the right home loan for your needs, not someone else's.
Start your homeownership journey today and click the button below!
Home loans
Your finance partner for life
Whether you're buying your first home, refinancing, upgrading your family home, or purchasing an investment property, our mortgage brokers in Perth provide access to hundreds of home loans and will work hard to find the one that is right for you.
Getting a home loan is one of the biggest financial decisions we all make in our lifetime, so you want to be sure that your loan works for you long term. We commit to supporting you throughout your finance journey - not just at the beginning - and ensure you have the flexibility to make some changes if your terms are no longer suitable.
Home loans
From first home buyers to experienced real estate investors, our Perth mortgage brokers have access to market leading rates and a diverse array of loan products.
Our team of mortgage brokers in Perth will put our years of experience and expertise to work for you. We’re one of Western Australia’s most trusted home loan facilitators, and we will find a home loan that will fit your needs and exceed your expectations.
Refinancing
Refinancing is a great way to potentially cut your payments and secure better terms on your mortgage.
There are many reasons why refinancing makes sense. For example, if your financial situation has changed, refinancing gives you the chance to refinance your loan with another provider.
Expat home loans
When applying for a home loan as an Australian expat living overseas, we recommend working with an experienced mortgage broker. They can help you get approved for a loan and secure the best possible interest rate. Knowing your mortgage broker has a well respected, and trusted reputation in Perth will give you all the more confidence.
Other loans
We offer all types of institutional finance options
Construction finance
During the initial purchase of land and construction, a construction loan operates as an interest-only loan.
During the construction phase, a construction loan is an interest-only loan. You make individual drawdown payments as each major construction goal is completed, and you do this until the project is finished.
Development finance
Would you like to get a loan for your property development project? First-timers, experienced developers and everyone else can reach out to us to facilitate funding for their next development project. We're the leaders in WA for great loan terms on development finance, we can get your new project moving.
Commercial loans
When business owners need additional funding, banks can be a good place to start—but they often have strict requirements, which can make the process challenging and frustrating. Commercial property broking is one of our specialties, for a new office complex or for business purposes we can find the right finance for you.
If you're looking for an experienced mortgage broker to handle your construction finance, development finance, or commercial loan - you can look no further.
When it comes to more complex loans such as these, you want to ensure that whoever you're working with has demonstrable experience and a proven track record of getting deals done. With over 20 years' experience and glowing reviews, you can be confident that when you call us, you're calling an expert loan broker.
We understand that your time is limited. Our award-winning finance team will do the hard work for you and guide you through every step of the process so you can focus on running your business with the care it deserves.
Our lender panel
With over $1 billion in settled loans, our strong relationships with a broad panel of lenders give you access to exclusive rates and flexible options, ensuring you choose the right loan with confidence.
What our clients say
Home loan calculators
Make an informed decision
We offer several calculators to aid our clients in making informed financial decisions.
These tools are useful for strategic financial planning and understanding different financing options but only provide general information.
For specific information regarding your unique needs, goals, and financial situation, feel free to get in touch with us for a chat.
Refinancing
This tool helps users calculate potential savings from refinancing their home loan.
By inputting details such as current loan information and new loan details, users can compare and understand how much they might save with a new loan.
Compound interest
This calculator is useful for understanding the effects of compound interest over time.
It can aid in financial planning by showing how investments or savings might grow with the compounding of interest.
Rent vs buy
This tool assists users in comparing the financial implications of renting versus buying a property.
It's beneficial for those who are undecided between purchasing a home or continuing to rent, offering a clearer financial perspective on both options.
Why choose an independent mortgage broker?
As independent mortgage and finance brokers, we are able to provide more flexibility, confidence, and a simpler finance process with less red tape so you can feel stress-free as you achieve your goals.
With over 20 years' experience and glowing reviews behind us, you can trust that you are dealing with one of the best mortgage brokers in Perth.
About Gavin Harrigan
With over 20+ years' experience in the finance industry, Gavin brings unparalleled service to his clients. Moreover, he has made it his purpose to use his expertise to find the right finance option for each of his clients. So, you can be confident that Gavin has your back.
Qualifications:
- Bachelor of Commerce from Curtin University for Applied Finance and Commercial Law
- Diploma of Finance and Mortgage Broking Management from AAMC Training Group
- 20+ years of experience
- Elite broker status
Helpful finance resources
How Long Does Pre-Approval Take?
Mortgage Predictions 2025: Interest Rate Forecast
How to Choose a Home Loan Lender
How to Choose a Mortgage Broker
What to Ask a Mortgage Broker
What Do Mortgage Brokers Do?
How Do Mortgage Brokers Get Paid?
Home Loan, Property Market & Consumer Trends in 2024
FAQs
What services do we offer?
Our mortgage brokers in Perth offer a range of services, including assistance for first home buyers, refinancing options, and investment property purchases. We offer a diverse array of loan products tailored to meet the needs of various clients, from novices to seasoned investors.
How do mortgage brokers get paid?
Mortgage brokers typically earn their income through commissions paid by lenders, not from their clients.
To learn more about how these commission structures, read our blog about how mortgage brokers get paid.
Can we help with expatriate home loans?
Absolutely, we specialise in assisting Australian expats living overseas with securing home loans and competitive interest rates.
What options are available for refinancing?
We offer refinancing services to help you adjust your mortgage terms and potentially reduce payments, which is especially beneficial if your financial situation has changed.
Do we offer loans for construction and development projects?
Yes, we provide construction loans, which are interest-only during the construction phase, and development finance for projects of both new and experienced developers.
What makes us stand out as an independent mortgage broker?
As independent brokers, we provide personalised care and solutions for various challenges, including income verification issues, tight schedules, incomplete information, bad or recovering credit history, and more.
What are the recent trends in the home loan and property market?
We keep ourselves updated with the latest trends in the home loan industry, property market, and consumer behaviours, offering insights into these areas.
To stay up to date, read our blog covering all of the latest home loan, property market, and consumer behaviour trends.
Is Quantum Finance a licensed broker?
Yes, Quantum Finance Australia Pty Ltd is authorised under Australian Credit Licence Number 389083, operating as a trustee for the Gavin Harrigan Family Trust.
What is our privacy policy?
Please review our privacy policy to understand how your personal information will be treated as you access and interact with us.