Our lastest home
interest rates

Starting from

1.75 %*

Comparison rate

2.22 %*

Why Choose Quantum Finance Australia?

Over 14 years experience
Over 14 years

our lenders
40+ lenders with
exceptional rates

Mortgage brokers with a fast turnaround time
turnaround time

We will help when the banks will not
We'll help when the
banks can't

Our Lenders


Suncorp Bank

P&N Bank

Plan Lending

Pepper Money





La Trobe financial

Ing Direct



Commonwealth Bank


Bluestone Mortgages




Mortgage Brokers and Private Lending Facilitators

Quantum Finance Australia is a leading force in sourcing and delivering suitable financing options. The fundamental purpose of Quantum is to establish healthy and mutually beneficial relationships with clients and lenders. Relationships are built on skill and integrity, supported by the capacity to deliver in a timely and professional manner.

Quantum Finance Australia has access to hundreds of different loan types from major banks and private lending sources.

Your mortgage is more than likely going to be the most significant financial decision you make. We broker home loans with good conditions, manageable repayments, and with refinancing options in mind. We take into consideration all factors such as:

  • How much you earn
  • Financial commitments
  • Preferred repayment schedules
  • Ability to make extra payments
  • Loan terms
  • Your preferred and advised ratios of fixed/variable interest rates

Being able to source private funding Quantum has the unique ability to finance business projects that have excellent and viable goals, who faced full or part rejection from the big banks. Our property secured financing meets the needs of businesses who do not have time to wait on large lending institutions with protracted decision making or rigid standards. We're finance brokers with solutions.

Guiding You Towards the Best Long Term Mortgage Outcome

Handling the mortgage process on your own means dealing with different mortgage lenders. You need to compare their rates, terms, conditions, and fees. But when you have Quantum Finance by your side, we will lay the groundwork for you. This way, your job is to simply choose what you feel is right for your financial situation and requirements.

Whether you need a home loan, business loan, refinance, or any financial products, we have your best interests at heart. How do we achieve this? We carefully choose the products that we offer you so you can find the right one that is not only good in today’s market but five to ten years from now. That’s the Quantum Finance guarantee.

One of Perth's Most Awarded Mortgage Brokers

Individual excellence award

Plan australia sales master

Plan Australia 2017 excellence in finance award

Plan hall fame

Plan australia gold

Sales excellence award

Anz premium broker

The Gold Excellence in Finance Award Awarded to Quantum Finance Australia by Plan Australia

Plan Australia Excellence in Finance.

Plan Australia Hall of fame member Gavin Harrigan

Learn More About Perth's Leading Mortgage Broking & Private Lending Service

Click to Call

Our Services

Our finance/mortgage brokers at Quantum Finance Australia are qualified to assist you in numerous areas that require expert financial understanding and know how.

Home Loans Services

Home Loans

From first home buyers to experienced real estate investors, our mortgage brokers have access to market leading rates.

Private Lending

Private Lending

Have the banks said no? Many of our clients came to us in place of traditional banks or other lenders.

Construction Finance

Construction Finance

We offer construction finance options from funding a major high-rise development, to smaller residential developments.

Gavin Harrigan

We Broker All Types of Bank and Private Lending Finance Options

Quantum Finance Australia is an established mortgage broker company and private loan facilitator. We are here to provide you with choice, transparency and the right solution for your finance needs.

We are committed to building strong and mutually beneficial long-term relationships with our clients and service providers, and maintain strong relationships with all major lenders and most recognised financial institutions within Australia.

These strong relationships, coupled with our skills and extensive experience, ensure you receive the best possible outcome; delivered professionally and on time.

We understand that your time is limited, so our award-winning staff will guide you through the application process and deal with lenders - so you can focus on running your business.

We have over 15 years of lending experience in the financial sector. Our extensive experience stems from our team having held senior banking roles at National Australia Bank and other leading financial institutions.

What We Offer as Finance Brokers

At Quantum Finance Australia, we extend funding for nearly any personal or commercial purpose. These purposes include, but are not limited to:

  • Residential Property
  • Commercial Loans
  • Development Finance
  • Construction Projects
  • Private Lending
  • Mezzanine Finance
  • Bridging Finance
  • Caveat Loans
  • Short Term Lending
Gavin Harrigan

Learn More About Perth's Leading Mortgage Broking & Private Lending Service

Click to Call
Quantum Finances Guidelines

Guidelines Regarding

Loan-to-Value Ratios

We offer our borrowers excellent loan-to-value ratios. Here are the maximum LVRs based on location and type of property:

  • Residential Property LVR up to 98% in metropolitan areas
  • Commercial Property LVR up to 70%
  • Rural Property LVR up to 60%
  • Vacant land LVR is judged on an individual basis and will not exceed 90%

What Our Customers Are Saying

J.Mrsa, South Perth WA

I used Quantum Finance Australia Pty Ltd to do all the leg work for an investment property. Gavin was quite helpful and his nature of doing business was black and white. Gavin presented more finance options than his major competitors combined, and as a result I am very comfortable with my choice of finance. Gavin gladly accommodated the repeated changes I made throughout the process and I could trust him to liaise directly with my guarantors and legal consultants.

As a result I have obtained a second pre-approval through Quantum.

J.Mrsa, South Perth, Western Australia

Enquire With Us Today

    Enquire form


    Quantum Finances work with you

    Our Home Loan Brokers Work With You

    Our home loan brokers understand that the real world is not as black and white as banks and lending institutions would like you to believe. We are sincere when we tell potential borrowers in unique situations to contact us; because we are interested in making your business easier, not adding to your troubles with scores of regulations. Here are a few situations when Quantum Finance Australia can help:

    • A difficulty with your income verification
    • You are on a tight schedule and your time is running out
    • You do not have all of your information readily available
    • You have a bad or recovering credit history
    • A bank offered a loan for less than the amount you need
    • You are in a complicated situation

    Is Quantum Finance Right for Me?

    We can appreciate your need to choose befitting sources of finance to help with your situation. We have full confidence that we can meet and exceed your expectations.

    We have spent nearly 20 years in the mortgage broking industry in Perth, Western Australia. Many of those were volatile years for the financial sector. However, we continued to service the needs of our clients, regardless of the challenges markets placed in our way.

    Other reasons to choose Quantum Finance Australia include:

    • We have a large range of lenders, both locally and overseas
    • We are an award-winning business
    • We have a huge network or finance backed private lenders
    • Vast industry knowledge to ensure a suitable finance deal every time
    • Experienced and accredited. We keep you up to date on market conditions and how it applies to you
    • We have numerous options for our clients, including you

    Our Latest News

    Nov 25, 2020

    Should You Refinance or Get a New Mortgage?

    You’ve probably heard offers, such as “Lock in a lower…

    Finance Tips
    Nov 12, 2020

    Your Guide to Debt Consolidation

    The debt-to-income ratio of Australian households is alarmingly high. Sources…

    Google Map

    ** Comparison rates are based on a loan of $150,000 over a term of 25 years. WARNING this comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as economic cost and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

    * Please note not all loan types are suitable for all applicants and the above rate is for general advertising purposes only. Please check the applicable rates are still valid with a Quantum Finance broker. Your full financial situation will need to be reviewed prior to acceptance of any offer or product