Refinance home loan specialist

Super low fixed rate expiring or unhappy with your current deal? We're here to find refinance home loans Perth borrowers can rely on to meet their needs.

Refinancing your home loan has never been easier. If you have less than 80% of your existing home loan outstanding, simply get in touch today and our experts can help you take advantage of the current home loan refinance offers.

  • $2,000 cashback on eligible loans
  • Quick and easy refinance process
  • We'll do all the hard work for you

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    What does 'refinance' mean?

    Refinancing is essentially when you take out a new loan to pay for a loan that you already have.

    There are a few reasons why you might consider refinancing, including:

    • Your financial situation has changed.
    • You have another loan that is approaching its deadline.
    • Your mortgage broker informs you of a great deal that you do not want to miss.
    • You want to change your variable-rate loan to a fixed-rate loan.

    You can refinance with the same lender, but you can also switch providers if there is a better deal on the market.

    Why refinance a home loan?

    Lower monthly repayments

    When you refinance, you may be able to secure a lower interest rate on your mortgage. A lower interest rate means lower monthly payments, which can help free up cash flow for other expenses or investments. What’s not to love about that?

    Reduce your loan term

    If you refinance your current 30-year loan to a 15-year loan, your monthly payments will increase but you will pay off your loan much sooner. This means you will pay less interest over the life of the loan and own your home a lot sooner.

    Pay your mortgage off sooner

    Refinancing to a lower interest rate can also shorten the life of your loan. This means you will pay less interest over the life of the loan, and therefore be able to pay off your mortgage sooner, owning your home outright.

    Consolidate your debt

    If you have credit card debt or other loans, you can use the equity in your home to refinance and consolidate this debt into one manageable loan. This can not only lower your monthly payments but also save you money on interest over time.

    Increase cash flow

    If you have built up significant equity in your home, you may be able to refinance and take some cash out or even access a cashback offer. This cash can be used to make home improvements, renovate, paying off other debt, or other expenses/projects you may have!

    How to refinance a home loan

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