Home loans Perth
Our goal is to find home loans Perth borrowers can trust that are suitable for each person's unique needs. Whether you're looking to buy a new home, refinance an existing mortgage, or are looking for an investment property, our home loan specialists have access to dozens of lenders and hundreds of options.
With our knowledge, expertise, and experience, we examine the most competitive offers to find the solution that is right for you and guide you through every step of the process as you apply for a home loan.
Use our handy calculator
Buying a house isn't a small purchase, so it's essential you make sure that you check how much you can borrow, with how much you can afford to repay each week. Looking ahead of time here can save you a lot of pain. Get in touch with our expert team of home loan brokers to arrange your loan today.
*The results generated by the calculator are general and don't take into account factors other than what you input. As such, the results are general and not necessarily accurate. For specific information, seek professional advice.
The latest home loan rates
Featured offer
Home loan cashback offers up to $4k*
Refinancing has never been easier. If you have less than 80% of your existing home loan outstanding, simply get in touch and we'll do the hard work to find the right option for you with up to $4,000 cashback.
Featured rate
Interest rate
Comparison rate
With access to hundreds of loan offers, we help guarantee that you are getting a competitive rate with features that are right for you.
Why choose us?
Buying your first home, upsizing your existing family home, or looking to buy an investment property? Knowing where to turn for advice and get competitive home loan rates can be difficult, but Quantum Finance's home loan specialists in Perth is here to help.
At Quantum Finance Australia our team of Perth home loan specialists focus on what you need; we are not going to force you into a one-size-fits-all home loan. We are one of Perth's most trusted mortgage brokers, and we will put our years of experience and expertise to work brokering a home loan that will fit your needs and exceed your expectations.
Our lenders
We are not limited by the offerings of one or two banks. With access to dozens of lenders, we give you flexibility with your options and confidence that the loan you choose is right for you.
Types of home loans
What are the most popular options?
With many different types of loans available, it is easy to feel overwhelmed when applying for a mortgage.
Our expert team will help you understand the jargon and all the different features to ensure that you can make an informed decision. And with access to hundreds of offers, we can find solutions with desirable features, such as:
No frills home loan
Also known as a 'basic variable rate home loan', this typically comes with few features but relatively low interest rates as a way to make up for the lack of extras found in other loan varieties.
No frills home loans are favoured by first-time home buyers and by those who are looking for a loan that is easy to understand. Buyers with strict budget parameters also like this loan type due to its lower payments.
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Standard variable rate home loan
A standard variable rate home loan is the most popular option for Australians.
There are many reasons why it is the preferred type of home loan. It is flexible, while remaining simple enough that even first-time borrowers can take advantage of its features.
These loans offer great flexibility and come with various features including a redraw option, lump-sum repayments without penalties, and 100% offset facility.
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Fixed rate home loan
The fixed rate home loan offers you a set interest rate for a pre-determined amount of time. Normally, the length of time ranges from one to five years. During this period, the interest rate will not increase. Of course, it will not decrease either.
Buyers who appreciate certainty, as well as those on stringent budgets and first-time home buyers, are most likely to choose a fixed rate home loan.
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Let our home loan specialists
do the hard work for you
What do our clients say?
Why use a mortgage broker?
Save time, effort, and money
We'll examine your options, deal with your paperwork, and chase down the relevant parties to make sure that your application is progressing closer to your desired timeline. Why stress about sorting everything out when an expert can do it for you?
Pick from more options
With access to dozens of lenders and hundreds of offers, we offer much more flexibility with your options than a lender. And if you're worried about approval or have been rejected in the past, we may be able to find the right solution for you.
Free service
We receive a commission from the lender that you choose and thus do not charge you any direct fees. If we can't find an option that works for you, we don't get paid.
We'll negotiate for you
Negotiating can be time-consuming and stressful. By allowing us to negotiate on your behalf, you can be sure that the right questions are being asked at the right time - resulting in a better rate if possible.
Expert guidance through the journey
We become your finance partners for life. If you have any questions throughout the process, you can feel free to shoot through a text or give us a call to get the right answer from the right people.
How to apply for a home loan
