Home loans Perth

Our goal is to find home loans Perth borrowers can trust that are suitable for each person's unique needs. Whether you're looking to buy a new home, refinance an existing mortgage, or are looking for an investment property, our home loan specialists have access to dozens of lenders and hundreds of options.

With our knowledge, expertise, and experience, we examine the most competitive offers to find the solution that is right for you and guide you through every step of the process as you apply for a home loan.

  • Access to hundreds of offers
  • Expert guidance to find the right option for you
  • Support every step of the way
  • No direct fees
  • Competitive rates

    Get Started

    Let us do the hard work for you.

    I'm looking to:


    The latest home loan rates

    Our lenders

    We are not limited by the offerings of one or two banks. With access to dozens of lenders, we give you flexibility with your options and confidence that the loan you choose is right for you.

    Use our handy calculator

    Buying a house isn't a small purchase, so it's essential you make sure that you check how much you can borrow, with how much you can afford to repay each week. Looking ahead of time here can save you a lot of pain. Get in touch with our expert team of home loan brokers to arrange your loan today.

    *The results generated by the calculator are general and don't take into account factors other than what you input. As such, the results are general and not necessarily accurate. For specific information, seek professional advice.

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    Gavin Harrigan standing in front of Quantum Finance logo.

    Gavin Harrigan

    Managing Director

    With over 17 years in the finance industry, Gavin brings unparalleled service to his clients. Moreover, he has made it his purpose to use his expertise to find the right finance option for each of his clients. So, you can be confident that Gavin has your back.


    • Bachelor of Commerce from Curtin University for Applied Finance and Commercial Law
    • Diploma of Finance and Mortgage Broking Management from AAMC Training Group
    • 18+ years of experience
    • Elite broker status

    What our clients say

    Excellent service with plenty of feedback throughout the process.
    Paul Grey
    Paul Grey
    11:26 22 Apr 24
    Gavin & Max were very helpful and awesome to work with strongly recommend them both. Exellent work.
    Mathew Giuffre
    Mathew Giuffre
    07:03 09 Apr 24
    Thank you to Max and the team for finding us the best deal!
    Jack Bell
    Jack Bell
    12:00 20 Mar 24
    Professional and Efficient team who followed up with me after my initial consultation to provide the best rates and options available!
    Jacob Alexander
    Jacob Alexander
    02:50 20 Mar 24
    We have had such a good experience with Quantum Finance, Gavin & Brody are amazing to deal with and were always so helpful with any questions and advice. They go above and beyond! We highly recommend them!
    Alexa Powell
    Alexa Powell
    14:04 20 Feb 24
    It was wonderful having Max and the Quantam team advocating for us in the purchase of our new property. Max was efficient, friendly and understanding throughout the process and took the stress out of the process for us.
    Julie Field
    Julie Field
    02:29 12 Jan 24
    Quantum Finance helped me to secure finance to purchase my first home at 19, It can be very hard out there for young people to get finance, however the team at Quantum Finance made this transaction extremely smooth. I would highly recommend first home buyers to reach out to these guys.
    Harrison Brice
    Harrison Brice
    02:49 22 Dec 23
    We’ve used the team at Quantum finance for multiple transactions, from refinancing to new purchases and we have always found them to be excellent in their field.Thoroughly recommend them to anyone!
    Aaron & Kristie Brice
    Aaron & Kristie Brice
    02:43 22 Dec 23
    Gavin and Max provided a seamless service through Quantum finance. Great communication throughout the process right up until settlement. Helpful, clear and provided great optionality through multiple lenders. Will absolutely work with them again on future properties.
    Sarah Parkinson
    Sarah Parkinson
    12:41 04 Dec 23
    Quantum Finance is a great company, they took care of all of my needs to refinance our Investment home loan and brokered a very successfuloutcome. Max handled our case, and was very professional, always very helpful when requiring us to produce the necessary documents needed and very prompt with his response. Max was always easy to reach and had a great personality.I would recommend the team from Quantum Finance to expertly and professionally fulfil any of your financial need's.
    Aj Heta
    Aj Heta
    00:03 23 Oct 23

    Types of home loans

    What are the most popular options?

    With many different types of loans available, it is easy to feel overwhelmed when applying for a mortgage.

    Our expert team will help you understand the jargon and all the different features to ensure that you can make an informed decision. And with access to hundreds of offers, we can find solutions with desirable features, such as:

    • The ability to set preferred repayment schedules
    • The ability to make extra repayments
    • The ability to set your desired ration of fixed and variable rates

    How to apply for a home loan

    Book an appointment

    Contact us today to book an appointment with one of our experts.

    Meet with us

    Have an obligation free meeting with our team and discuss your options.

    Let us do the hard work

    Choose an option and let us do all the hard work for you.


    What services do we offer?

    At Quantum Finance, we provide a range of mortgage brokering services, including assistance for first home buyers, refinancing options, and investment property purchases. We offer a diverse array of loan products tailored to meet the needs of various clients, from novices to seasoned investors.

    How do mortgage brokers get paid?

    Mortgage brokers typically earn their income through commissions paid by lenders, not from their clients.

    To learn more about how these commission structures, read our blog about how mortgage brokers get paid.

    Can we help with expatriate home loans?

    Absolutely, we specialise in assisting Australian expats living overseas with securing home loans and competitive interest rates.

    What options are available for refinancing?

    We offer refinancing services to help you adjust your mortgage terms and potentially reduce payments,  which is especially beneficial if your financial situation has changed.

    Do we offer loans for construction and development projects?

    Yes, we provide construction loans, which are interest-only during the construction phase, and development finance for projects of both new and experienced developers.

    What makes us stand out as an independent mortgage broker?

    As independent brokers, we provide personalised care and solutions for various challenges, including income verification issues, tight schedules, incomplete information, bad or recovering credit history, and more.

    What are the recent trends in the home loan and property market?

    We keep ourselves updated with the latest trends in the home loan industry, property market, and consumer behaviours, offering insights into these areas.

    To stay up to date, read our blog covering all of the latest home loan, property market, and consumer behaviour trends.

    Is Quantum Finance a licensed broker?

    Yes, Quantum Finance Australia Pty Ltd is authorised under Australian Credit Licence Number 389083, operating as a trustee for the Gavin Harrigan Family Trust​.

    What is our privacy policy?

    Please review our privacy policy to understand how your personal information will be treated as you access and interact with us.

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      As leading mortgage Perth residents can trust, we’ll source the best loan for your individual needs.


      Gavin Harrigan reviewing mortgage documents.