The Latest News in the Finance Industry

It’s not every day that you need a loan. But when you do, you should be armed with knowledge from the sources of information that you can trust.
Quantum Finance is all about helping people make the right decisions for their financial requirements.

The purpose of the Quantum Finance blog is to educate consumers on everything they need to know about the finance and lending industries.

We usually focus on Perth & Western Australia on our blog.

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Gavin Harrigan pointing at a document showing current home loan industry trends

Home Loan, Property Market & Consumer Trends in 2024

With my extensive experience in the industry spanning nearly two decades, I’m here to guide you through the complexities of the current home loan industry, property, and consumer behaviour trends in Australia as we head…
Gavin Harrigan reviewing refinance loan documents

How to refinance an investment property

If you are thinking about refinancing an investment property, you are not alone. Many owners of investment properties are looking into refinancing as a way to expand their returns. For those wondering whether you can…
Refinance documents on a desk

How Long Does a Refinance Take?

Your home is possibly your most significant investment, so ensuring you have the best possible loan and interest rate is vital. Many homeowners are turning to refinancing as a way to improve their financial position.…
The changes to the Home Guarantee Scheme will make it easier for more people to purchase a home, so it is a very useful tool for first-home buyers who are struggling to save a deposit.

New Home Guarantee Scheme Updates for 2023

The Australian Federal Government has made a significant expansion to the New Home Guarantee Scheme that will take effect on 1 July 2023. In years past, there were tighter regulations regarding eligibility for the programme…
Obtaining a home loan necessitates careful consideration and planning because it is a long-term and expensive commitment.

15 Common Home Loan Application Mistakes to Avoid

Many potential homebuyers begin their real estate journey excited and somewhat unaware of what they should do to increase their chances of acceptance and avoid home loan mistakes.
Modern residential homes exterior.

How to Get a Keystart Loan: Low Deposit Loan for Your First Home

Even diligent savers who budget carefully struggle to get enough money for the downpayment on a house. For many Australians, this can be a massive undertaking. And even though it is often advised, borrowing downpayment…
If you’re ready to get a home loan, take the time to speak with a mortgage broker about your options.

Tips to Increase Your Chances of Getting a Home Loan

Even though interest rates are rising, this is still a good time to consider purchasing a home or refinancing. Experts are looking at Perth (and Western Australia in general) as the location of the next…
It's usually not a great idea to refinance when interest rates are high, but there can be some situations where it might make sense.

Is 2023 a Good Time to Refinance?

As a number of low fixed-rate home loans taken in 2020 and 2021 are expiring, there is a push for many Aussie homeowners to refinance their mortgages. According to Property Exchange Australia, there are signs…