The Latest News in the Finance Industry

It’s not every day that you need a loan. But when you do, you should be armed with knowledge from the sources of information that you can trust.
Quantum Finance is all about helping people make the right decisions for their financial requirements.

The purpose of the Quantum Finance blog is to educate consumers on everything they need to know about the finance and lending industries.

We usually focus on Perth & Western Australia on our blog.

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There are several simple strategies you can use to make saving for a home a little easier.

How to Save for Your Down Payment on Your House

Owning a home is a dream that many Australians share. However, trying to save enough for a deposit can make the dream feel more like a fantasy. Saving for a house deposit can be difficult…
A split home loan allows borrowers to split their home loan into two separate loans: one with a fixed rate and the other variable.

Split Home Loans and How They Can Benefit You

Home loans are likely fixed rate or variable rate. If you cannot seem to make up your mind between the two, a split loan may be what you’re searching for. With a split loan, you…
Out of all of Australia's major capital cities, Perth is the cheapest place to live.

Top 12 Most Affordable Places in Perth

Updated: 03/04/2023 Compared to bigger cities on the east coast, Perth is coming in a lot cheaper (at least for now), where the median house price is around $561,000. Sitting behind only Darwin on the list…
A happy family who just moved to their new home.

Strategies to Help You Pay Off Your Mortgage Faster

If you are like most people, your home is your most significant investment. Property is a great asset, but repaying the loan can be a long commitment. One of the most frequently asked questions we…
Home living room

First Time Home Buyer’s Guide

Purchasing your first home, either individually or with a partner, is a momentous life event. However, it can also be a stressful and confusing time if you are not familiar with what is involved in…
Perth urban landscape aerial view.

Understanding Redraw Facilities

Homeowners are often encouraged to add extra money when making their repayments on their home mortgages. The logic behind the idea is sound. By increasing the amount of money you pay towards your loan, you…
House with backyard swimming pool.

How to Save on Your Mortgage Interest

Buying a home is an exciting event that many Australians look forward to achieving. In addition to being a solid investment, owning your home can be an overwhelming financial strain.
Gavin working on a deal.

Tips for Evaluating Your Loan Offering

You may think that the first loan offer you see has unbeatable terms and rates. So, you want to grab hold of it immediately. There is often some urgency in wanted to get approved quickly.…