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Gavin Harrigan pointing at a document showing current home loan industry trends

Home Loan, Property Market & Consumer Trends in 2024

With my extensive experience in the industry spanning nearly two decades, I’m here to guide you through the complexities of the current home loan industry, property, and consumer behaviour trends in Australia as we head…
Reserve Bank of Australia, Sydney AU

RBA Hikes Rates: What Happens Next

Uncertainty abounds in the wake of the recent interest rate increase by the Reserve Bank of Australia (RBA). The RBA met in June and moved forward, raising the official cash rate by 50 basis points…
The impact of increasing interest rates may not be as troubling as many believe.

Interest Rate Increase

As expected, the Reserve Bank has raised interest rates for the first time in 11 years. The increase is 25 basis points to the cash rate target, which brings the current rate to 0.35 per…
a phone showing the growing changes to the banking system through fintech

Fintech and Australia’s Commercial Mortgage Lending Industry?

While banks have always faced unprecedented challenges, the last decade has proved particularly challenging. Shrinking revenues and extreme demands not just from customers, but the regulators as well, have put their resilience to the test.…
A view of trees with the Sydney Opera House and buildings in the background.

Trends Confirm Consumers Are Veering Away From the Big Four Banks

Four banks dominate banking in Australia for decades now, and they are: Commonwealth Bank of Australia National Australia Bank Westpac Banking Corporation Australia and New Zealand Banking Group Just like any other country, there are…

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