Terms of Use

General information only

Everything on this website is general information. It does not take into account your objectives, financial situation or needs, and it is not a recommendation that a particular loan suits you.

Before you act on anything you read here, consider whether it is right for you, and talk to us or another qualified person about your own circumstances. Lending is subject to the lender's approval, and to its terms, conditions, fees and charges.

We arrange credit. We do not give tax, legal, accounting or financial planning advice, and nothing on this website should be read as that kind of advice.

Calculators and figures

Our calculators give estimates only. They use the figures you enter and a set of assumptions, and the result is not a loan offer, a pre-approval or a lender's assessment of what you can borrow.

Any interest rate shown on this website is dated and may have changed since. A lender confirms its current rate, fees and conditions when it makes an offer.

Accuracy of information

We take care to keep this website accurate and up to date, but lender policies, rates and government schemes change often. We do not promise that every page is complete, current or free of errors at the moment you read it.

Links to other websites

This website links to other websites, such as lenders, government agencies and review platforms. We do not control those websites and we are not responsible for what they publish or how they handle your information.

Copyright

The text, photographs, graphics and logos on this website belong to us or are used with permission. You may view and print pages for your own use. You may not copy, republish or sell any of it without our written permission, except as the law allows.

Our liability

Nothing in these terms removes a right you have under the Australian Consumer Law or any other law that cannot be excluded.

Subject to that, we are not liable for any loss that comes from relying on general information on this website, or from the website being unavailable, interrupted or affected by a virus or other harmful code.

Your privacy

Our Privacy Policy explains how we collect, use and store personal information, including what you send us through the enquiry form. If you want to complain about our service, our Dispute Resolution page sets out how.

Changes and governing law

We may update these terms from time to time, and the version on this page is the one that applies. These terms are governed by the law of Western Australia.